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Top 5 Balance Transfer Credit Cards in 2024A balance transfer is when you move money you owe from one credit card to another that charges less in interest. A balance transfer moves a balance from a credit card or loan to another credit card. Transferring balances with a higher annual percentage rate (APR) to a card. A credit card balance transfer is when you move the amount you owe (the balance) to another credit card. The new interest rate on the balance you transfer may.
