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?? Never put a downpayment on your house #realestate #money #downpayment #personalfinance #mortgageThere are a number of popular fixed-rate mortgage loan terms: the year fixed rate mortgage is the most popular, while the year is next. best.insurancenewsonline.top � insights � how-many-years-should-i-take-my-mortgage-over. 30 years is the US standard,but there are other terms available with 15 years being the second most common of them.