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BMO Bank - $600 Checking BonusIf you have a BMO account, you only need to be aware of one routing number. This number is Read on and learn how to use it. Fedwire. 5 p.m.. SWIFT (cover payments processed through Fedwire). 5 p.m.. Wire Instructions. Fedwire Bank 28 Routing #. BMO Harris SWIFT Address. The BMO routing number for all personal bank accounts is BMO maintains just one account number for all its personal bank accounts.