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The Best 10 Banks & Credit Unions near River Falls, WI � 1. WESTconsin Credit Union � 2. Associated Bank � 3. Royal Credit Union - River Falls � 4. First. River Falls State Bank � First National Bank of River Falls � Royal Credit Union (RCU) � Security Financial Bank � WESTconsin Credit Union � Hiawatha National Bank. We're a community bank with big offerings In The Heart of Western Wisconsin. � Online & Mobile Banking � Business Merchant Services - Clover � HELOC - Home Equity.