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Project REACh 2024 Summit on Financial InclusionBMO Harris Bank N.A. Member FDIC. BMO Harris Bank is part of BMO Financial Group, a highly diversified financial services provider with total assets of CDN$ Yes, a BMO Harris account is FDIC-insured up to $, per customer, per account ownership category. This means that even if BMO Harris. BMO Harris Bank, as a CIDI, is submitting a resolution plan pursuant to the FDIC's rule requiring the preparation and submission of a resolution plan for IDIs.