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How to Transfer Money on Bank of Montreal BMO - 2023BMO wire transfer fees start at a minimum of $15 to as high as $ depending on the transfer method you choose. Outgoing fees for wire transfers are Wire transfer requests received after the deadlines indicated below will be handled the next business day. All times shown for BMO Harris Bank are in Central. Recipients can receive Interac e-Transfer funds instantly and for free if they deposit the money online into a bank account at one of the six participating.