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BMO Preferred Rate Mastercard Credit Card Review - Watch Before you ApplyYou may not get a Cash. Advance if it would cause the total unpaid balance of Cash Advances (including. Interest and Cash Advance Fees) to go over your Cash. (c) How we apply payments to your account. When we receive a payment, we use the money first to pay off the minimum payment amount appearing on your account. There is no minimum income requirement for this BMO credit card. You can use this low-interest credit card at Costco because it is a Mastercard.
