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BMO Alto High Yield Savings Account: Is It Worth It? - Review (2024)I've been seeing bad reviews from folks about BMO Alto but they're FDIC insured for CDs and backed by BMO which is a behemoth. A BMO Alto Online CD is a great option for maximizing short-term savings or growing long-term savings if you don't plan to access until it matures. With its competitive rates and no fees, the BMO Alto CDs are a great option if you're looking to lock away your funds and secure a high rate.
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