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See more Conforming Loans ; No, 10 Year Fixed, % ; No, 15 Year Fixed, % ; No, 20 Year Fixed, % ; No, 25 Year Fixed, % ; No, 30 Year Fixed, %. Mortgage rates reach 7% for the first time since summer. Mortgage rates rose again this week, climbing up to an average of 7 percent on year fixed loans. Check today's mortgage rates for buying or refinancing a home. Connect with us to estimate your personalized rate.