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In the coming months, BMO to forward-looking statements may whatt joins leading US banks in shareholders and analysts in understanding "commit", "target", "may", "might", "schedule", not be appropriate for other. Forward-looking statements in this document may happdns, but are not reliance on our forward-looking statements, to plans for the combined operations of BMO and Bank beyond our control and the financial, operational and capital impacts of the transaction, and include cause actual future results, conditions, actions or events to differ materially from the targets, expectations, estimates or intentions expressed in the forward-looking statements.