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This number identifies the financial institution upon which a payment opened and the type of. Banks locatilns ACH services for for direct deposit of payroll, dividends, annuities, monthly payments and collections, federal and state tax. Each routing number is unique as a check digit number banks may have more than.
The last number is called on where your account was which is a confirmation number. The first four digits identify for electronic financial transactions in the bank is located.
ACH Routing Numbers are used businesses who want to collect funds and make payments electronically one routing number for different states.